Your employer's policy stops at the border. Thai clinics don't accept it. Travel insurance was never made for people who stay. Tidal fills the gap — real health coverage, right where you are.
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The gap nobody talks about
Tens of thousands of remote workers have relocated to Southeast Asia. Almost none of them have proper local health coverage. Here's why existing options fall short.
US, EU, and AU group policies are domestic products. They don't cover routine care in Thailand, Vietnam, or Indonesia.
Most travel policies cap at 90–180 days. They exclude pre-existing conditions and don't cover ongoing care.
Traditional international health insurance costs $400–$800/month and is designed for C-suite relocation packages, not independent workers.
Simple by design
We took everything complicated about insurance and removed it. What's left is exactly what you need.
Select your current country of residence in Southeast Asia. No medical exam, no agent, no paperwork.
Choose the coverage level that matches your lifestyle — from essential outpatient care to full comprehensive cover.
Pay monthly. Your digital insurance card is in your inbox within minutes. Cancel anytime.
What's included
No hidden exclusions. No surprise bills. Just clear coverage for the things that matter.
Private room coverage at leading hospitals across SEA, including surgery, ICU, and specialist consultations.
Day-to-day doctor visits, diagnostics, and prescriptions at clinics that accept direct billing — no upfront payments.
Therapy sessions, psychiatry, and mental health helplines. Because burnout is a medical condition too.
Medical evacuation to the nearest appropriate facility or back to your home country when needed.
Routine dental check-ups, fillings, and optical care included from day one — no waiting periods.
Unlike travel insurance, Tidal covers pre-existing and ongoing conditions with full transparency upfront.
Simple pricing
Priced for remote workers, not corporate relocation packages. All plans billed monthly, cancel anytime.
Essential
per month
Standard
per month
Comprehensive
per month
From the waitlist
"I've been in Chiang Mai for two years with zero health coverage because everything out there was either too expensive or wouldn't cover my situation. Tidal is exactly what I've been looking for."
"I pay $3,800/month in Australian dollars and my employer's insurance is useless here. Even $200/month for real coverage would be a no-brainer. This is long overdue."
"The mental health angle sold me. Every other policy treats it as optional add-on. For people working remotely with no local support network, it should be standard."
We're onboarding our first members now. Join the waitlist and lock in your founding member rate — guaranteed for life.
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